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Specializing in FHA, VA, USDA and First Time Home Buyer (FTHB) programs. Why rent when you can own your own home? We spend the time to educate you and get you qualified to purchase! We are a direct lender - all our processing, underwriting and closing is in done "in house" at our company to ensure you a smooth transaction and fast loan closing. Whatever your financing needs, we have the loan that's right for you and we make homebuying easy & affordable!

Get APPROVED Today!
NEW! First Time Home Buyer Videos: #1 - 20 Questions Before Buying Your First Home #2 - Top 25 Questions For First Time Home Buyers
- No Mortgage Insurance

- Credit Issues ok!
- "AccessProgram"
- 100% Financing
- Purchase & Refi
- FHA & VA Loans
- USDA Rural Loans
- Conventional & Jumbo
- Down Payment Assistance
- FHA & VA Streamline loans!
- Get Pre-Approved Today FREE!
- www.expertcreditrepairnow.com
See Below For Local Featured Properties Available Now!
Dear Valued Customer - I will give you the personal attention you deserve and treat you with respect as a valued customer. I understand you're making a huge commitment in buying a new home, refinancing your mortgage, or cashing out your home equity. So I make a 100% commitment to you. I will help you qualify, apply and be approved for the right mortgage loan for you.
Please navigate my website to learn more about us, what we do for you, and how easy it is to get started.
Sincerely, Gerard Ladalardo, CMPS
Our Active Professional Affiliations;

 
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First Mortgage Corporation is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; California License No. 4130009
"Loan approval is NOT guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers based on their individual qualifications. Rates subject to change with market conditions at anytime."
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TESTIMONIALS: As for their services, I thought Gerard was very ethical and made himself exceedingly available to me for any questions, which was very helpful. I would definitely refer Gerard to others!
L. Friedman - San Diego, Ca.
Our experience with Gerard was great! The loan was approved and processed a lot faster than we expected. Gerard was careful to explain the procedures and answer all the questions we had about refinancing our home and I already recommend him to a few co-workers.
K. Miller – San Diego, Ca.

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